About Closing Costs

All residential real estate sales incurs fixed costs. Buyers and sellers almost always split these costs, as specified in the real estate sales contract.

As indicated below, many of the closing costs result from getting your mortgage loan. Since C2 Financial Corporation is highly experienced with closings & mortgages, we can help you understand your closing costs.

Good Faith Estimate (Also know as the GFE)

Very shortly after you apply for a loan, we'll provide you with the "Good Faith Estimate" of your costs. We base this closing cost estimate on our extensive past experience. It's important to note that while our GFEs are very precise, we can't always estimate closing costs to the penny. We review GFEs with buyers every day, so we'd be glad to answer your questions about closing costs.

Below you'll find a fairly generic list of costs for buying a home. We will always provide you with a specific list of your closing costs when we give you a Good Faith Estimate.

Standard Closing Costs

Loan-Related Costs
  • Various Taxes
  • Loan Origination Fee
  • Points — These are costs you pay up-front to lower your mortgage interest rate (optional)
  • Appraisal Costs
  • Pulling Your Credit Report
  • Interest Payment
  • Escrow Fees
Property Taxes
  • Recording Fees & Transfer Taxes
  • Insurance
Homeowners Insurance
  • Title Insurance
  • Flood / Quake Insurance if applicable
  • Private Mortgage Insurance (PMI)

At C2 Financial Corporation, we answer questions about closing costs every day. Call us at (727) 478-2797.

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