Closing Costs

"Closing Costs" are the fees which cover various services involved when you sell or buy residential real estate. Sellers & buyers negotiate these costs.

Many of the costs associated with buying a home are associated with getting a loan. At C2 Financial Corporation, we have extensive experience in residential mortgage lending, so we can provide you with a comprehensive list of costs related to your mortgage in your "Good Faith Estimate".

Good Faith Estimate (GFE)

Soon after you submit your application, we'll provide you with a "Good Faith Estimate" of your costs. The closing costs spelled out in the GFE are estimated based on C2 Financial Corporation's experience with mortgage loans, but costs usually vary by small amounts between the GFE and closing. We will be glad to review the "Good Faith Estimate," answering questions and highlighting costs that can vary a little bit at the closing table.

Below you'll find a generic list of closing costs. We will always provide a specific list of your closing costs when we deliver your Good Faith Estimate.

Standard Closing Costs

Loan-Related Costs
  • Credit Report
  • Interest Payment
  • Escrow Fees
  • Taxes
  • Loan Origination Fee
  • Points — lower your interest rate (optional)
  • Appraisal Fee
Property Taxes
  • Insurance
  • Transfer Taxes and Recording Fees
Homeowners Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance
  • Flood / Quake Insurance if applicable

At C2 Financial Corporation, we answer questions about closing costs every day. Give us a call: (727) 478-2797.

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